First Home Buyers - Your Trusted Online Mortgage Broker

First Home Buyers

We're expert Mortgage Brokers helping you access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 61 Reviews

Understand your First Home Loan Options, grants and incentives with LoanBuddy

Embarking on the journey towards purchasing your first home is an exhilarating adventure, filled with aspirations and dreams. However, this path can often seem labyrinthine, fraught with new terminology, processes and a plethora of documentation. This is where LoanBuddy stands out for its unparalleled support and knowledge.

We recognise the distinct obstacles faced by first-time buyers, from accumulating the essential deposit to navigating the diverse government grants and incentives available. The First Home Owner Grant (FHOG) acts as an excellent kick-start, providing a financial boost to new entrants in the housing market. Whereas the Home Guarantee Scheme (HGS)helps Australians acquire a home with a reduced deposit, bypassing the need for lender’s mortgage insurance. We also help you explore the possibility of First Home Buyer Stamp Duty Exemptions for you. These can substantially alleviate initial purchasing costs.

Opting for LoanBuddy means choosing a Mortgage Broker partner who is deeply invested in enriching your first home buying experience, ensuring it is as seamless and fulfilling as possible. Our proficiency empowers first home buyers to confidently traverse the complex terrain of grants, schemes, and exemptions, bringing your coveted home within reach with the best Home Loan for you.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Get your Borrowing Capacity

We Can Help You By

Explaining all the extra costs, including; stamp duty, council rates and other hidden fees.
Assisting with setting up any savings plans if needed
Educating you on any potential grants available, for eg: First Home Owner Grant (FHOG), Home Guarantee Scheme (HGS)
Calculating your borrowing capacity
Providing guidance on what steps need to be taken in order to purchase your first home
Educating you on guarantor options
Providing you with multiple Home Loan options from a variety of banks and lenders that fit within your objectives

Our Process

Discovery Call: Our initial consultation helps uncover your goal, aspirations and to choose a suitable solution for you to realise your goals.
Research: We analyse the information we’ve uncovered and carefully consider strategic solutions that will help you achieve your goals.
Recommendation: We will then provide you with your recommendation and a choice of lenders to choose from.
Loan Application: Once we have proceeded with the recommendation, we will submit your application with the chosen lender.
Approval: This is when the chosen lender has confirmed they are willing to approve and settle your loan. At this stage, you can relax.
Settlement & Ongoing Reviews: Congratulations your finance journey has been completed! We'll also check-in regularly to ensure the initial solution is still relevant for your goals.

Chat to Our Experts

Our Recent Reviews

Great work by Shane, simple process, great communication and even better results.

Zain Zeino

Shane is a legend! It was the first time my daughter and I have invested in property. We organised the finance through loan buddy. It was was a breeze. Shane held our hand, advised and was with us every step of the way. Thanks Thomas.

Thomas McNeish

Prompt professional advice and communication. Shane walks you through every step of the process and is super helpful.

Jason Brand

Shane is an amazing Buddy! Yes, a buddy who had guided us all the way end to end, from refinancing, overcoming hurdles, educating and securing an additional loan for a new build. Every step of the process was followed up with clarity. Couldn't ask for a better service so Shane is a person we will engage with again in the future.

Ruben Rajan

Frequently Asked Questions

Do I pay to use LoanBuddy?

In most cases you do not pay for our services. If there is a fee to pay you will be notified up front before your application is submitted.

Am I ready to speak to a mortgage broker?

Whenever you have a property objective, be it buying a new home or refinancing your current one, it’s time to have a conversation with a mortgage broker, or, as we like to refer to them, our ‘home loan experts.’

We’re here to guide you on your journey, helping you reach your destination, wherever that may be!

How does LoanBuddy get paid?

Lenders compensate us to help you secure an outstanding home loan.

Why do they do it? Well, lenders highly value new customers, and our role involves handling many of the complex tasks that lenders typically perform to guide you through the home loan process. Hence, they reward us for our assistance.

Importantly, we’re impartial in our recommendations. As mortgage brokers, we are legally obliged to prioritise your best interests when suggesting a home loan.

Rest assured, choosing us won’t result in higher loan costs compared to going directly to a lender. In fact, we often secure better deals for you than the advertised rates.

Think of us as your trusted allies. We’ll always provide full transparency regarding any commissions, as disclosed in our documents.

Who is LoanBuddy?

We are an Australian Mortgage Broker business. At LoanBuddy, we pride ourselves on being more than just home loan experts. We’re your trusted partners in making you feel secure about your home loan choices.

Our powerful combination of cutting-edge technology and extensive experience is your key to discovering ‘the perfect’ home loan from a selection of over 30 lenders and thousands of loan options.

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Phone Number

Email Address

Contact

Suite 19, 103 George Street, Parramatta NSW 2150

(02) 9188 2138

Loan Buddy Pty Ltd ABN: 50 646 574 487. Credit Representative #528658 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.