First Home Buyers - Your Trusted Online Mortgage Broker

First Home Buyers

We're expert Mortgage Brokers helping you access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 84 Reviews

Understand your First Home Loan Options, grants and incentives with LoanBuddy

Embarking on the journey towards purchasing your first home is an exhilarating adventure, filled with aspirations and dreams. However, this path can often seem labyrinthine, fraught with new terminology, processes and a plethora of documentation. This is where LoanBuddy stands out for its unparalleled support and knowledge.

We recognise the distinct obstacles faced by first-time buyers, from accumulating the essential deposit to navigating the diverse government grants and incentives available. The First Home Owner Grant (FHOG) acts as an excellent kick-start, providing a financial boost to new entrants in the housing market. Whereas the Home Guarantee Scheme (HGS)helps Australians acquire a home with a reduced deposit, bypassing the need for lender’s mortgage insurance. We also help you explore the possibility of First Home Buyer Stamp Duty Exemptions for you. These can substantially alleviate initial purchasing costs.

Opting for LoanBuddy means choosing a Mortgage Broker partner who is deeply invested in enriching your first home buying experience, ensuring it is as seamless and fulfilling as possible. Our proficiency empowers first home buyers to confidently traverse the complex terrain of grants, schemes, and exemptions, bringing your coveted home within reach with the best Home Loan for you.

We Can Help You By

Explaining all the extra costs, including; stamp duty, council rates and other hidden fees.
Assisting with setting up any savings plans if needed
Educating you on any potential grants available, for eg: First Home Owner Grant (FHOG), Home Guarantee Scheme (HGS)
Calculating your borrowing capacity
Providing guidance on what steps need to be taken in order to purchase your first home
Educating you on guarantor options
Providing you with multiple Home Loan options from a variety of banks and lenders that fit within your objectives

Our Process

Discovery Call: Our initial consultation helps uncover your goal, aspirations and to choose a suitable solution for you to realise your goals.
Research: We analyse the information we’ve uncovered and carefully consider strategic solutions that will help you achieve your goals.
Recommendation: We will then provide you with your recommendation and a choice of lenders to choose from.
Loan Application: Once we have proceeded with the recommendation, we will submit your application with the chosen lender.
Approval: This is when the chosen lender has confirmed they are willing to approve and settle your loan. At this stage, you can relax.
Settlement & Ongoing Reviews: Congratulations your finance journey has been completed! We'll also check-in regularly to ensure the initial solution is still relevant for your goals.

Chat to Our Experts

Our Recent Reviews

I can’t recommend Shane highly enough. As a self-employed first-home buyer, I quickly realised that many of the larger, more “corporate” brokers didn’t quite know how to approach my situation, but Shane absolutely did. He was incredibly proactive and diligent from day one: following up consistently, explaining every step and sending follow-up recordings so I could revisit details later. It never felt like a sales process but more like having someone genuinely in your corner and making sure you get the best possible outcome. If you’re looking for a broker who actually cares, knows their stuff, and goes above and beyond, Shane is the one.

Sebastian

I had the pleasure of working with Shane as my broker, and the experience was seamless from start to finish. He was always available when I needed advice or support and he made the loan application and property settlement process smooth and stress-free. I’m truly satisfied and highly recommend his services.

Elnaz Feizi

Shane, a highly professional and knowledgeable mortgage broker who played a key role in helping me secure the most suitable loan for my needs. From the outset, Shane took the time to understand my financial goals and investment strategy. He presented a range of tailored loan options with clear, detailed information, ensuring I was well-informed at every stage of the process. His ability to listen carefully and offer sound, strategic advice gave me full confidence in the decisions I was making. Shane’s responsiveness and efficiency were outstanding. He followed up regularly, kept me updated on every development, and made sure nothing was overlooked. Thanks to his proactive approach and attention to detail, the entire process was smooth and stress-free. I strongly recommend Shane to anyone seeking a dedicated and trustworthy mortgage broker. I have already referred him to family and friends, and will continue to do so with confidence. Thanks again Shane for all your work in helping secure my loan.

Amanda

Shane was exceptional at helping my mother and I refinance an investment property. Approved within 24 hours and found lenders suitable for a more complex set up with split loans. ...

Cassandra Collett

Frequently Asked Questions

Do I pay to use LoanBuddy?

In most cases you do not pay for our services. If there is a fee to pay you will be notified up front before your application is submitted.

Am I ready to speak to a mortgage broker?

Whenever you have a property objective, be it buying a new home or refinancing your current one, it’s time to have a conversation with a mortgage broker, or, as we like to refer to them, our ‘home loan experts.’

We’re here to guide you on your journey, helping you reach your destination, wherever that may be!

How does LoanBuddy get paid?

Lenders compensate us to help you secure an outstanding home loan.

Why do they do it? Well, lenders highly value new customers, and our role involves handling many of the complex tasks that lenders typically perform to guide you through the home loan process. Hence, they reward us for our assistance.

Importantly, we’re impartial in our recommendations. As mortgage brokers, we are legally obliged to prioritise your best interests when suggesting a home loan.

Rest assured, choosing us won’t result in higher loan costs compared to going directly to a lender. In fact, we often secure better deals for you than the advertised rates.

Think of us as your trusted allies. We’ll always provide full transparency regarding any commissions, as disclosed in our documents.

Who is LoanBuddy?

We are an Australian Mortgage Broker business. At LoanBuddy, we pride ourselves on being more than just home loan experts. We’re your trusted partners in making you feel secure about your home loan choices.

Our powerful combination of cutting-edge technology and extensive experience is your key to discovering ‘the perfect’ home loan from a selection of over 30 lenders and thousands of loan options.

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