Our Services

Investment Property Loans

Build your property portfolio with the right investment loan.

✓ No fee in most cases|✓ 30+ lender panel|✓ Investment & Bridging specialists|✓ NSW · QLD · VIC · Australia-wide|✓ Legally obliged to act in your best interests

How We Can Help

Investment Property Loans with LoanBuddy

From your first investment property to a portfolio of five, we structure your borrowings to maximise your capacity, minimise repayments and set you up for the next purchase. We specialise in investment lending — it's not a side service, it's what we do.

Book a Free Call

Quick Enquiry

Enquire about Investment Property Loans

Investment Property Loans

What we can help you with

✓

Interest Only Options

Keep repayments lower during the growth phase of your portfolio.

✓

Principal & Interest

Reduce your loan balance over time for long-term wealth.

✓

Portfolio Structuring

We assess how your whole portfolio affects serviceability.

✓

Equity Access

Use existing equity as a deposit for your next purchase.

✓

Cross-Collateralisation Advice

Understand the risks before linking your properties.

✓

Self-Employed Solutions

Company, trust or sole trader — we know the right lenders.

Common Scenarios

When an investment loan makes sense

Every investor's situation is different. Here are the scenarios we deal with most often.

Buying Your First Investment Property

You own your home and want to put your equity to work. We help you work out how much you can borrow without jeopardising your lifestyle, which lenders offer the best investment rates, and how to structure the loan so it doesn't compromise your ability to buy again in future.

Growing an Existing Portfolio

You already own investment properties and want to add another. Lenders treat portfolio borrowers differently — some cap the number of investment loans they'll write, and others are far more flexible. We know who to go to and how to present your full position to maximise your approval chances. We can also help you access bridging finance if you need to purchase before an existing property settles.

Refinancing for a Better Rate or to Access Equity

If your investment loan rate hasn't been reviewed in the last couple of years, you're likely paying more than you need to. We compare your current loans against 30+ lenders and identify whether switching would save you money or free up equity for your next purchase.

FAQ

Common questions about investment property loans

Often yes. If your property has increased in value, you may be able to access that equity as a deposit for your next purchase. We assess this carefully to ensure the strategy is sustainable.

Interest-only keeps your repayments lower short-term, which helps cashflow. Principal & interest reduces your balance faster. The right choice depends on your strategy — we'll help you decide.

There's no set limit, but lenders assess your entire portfolio when calculating serviceability. We specialise in multi-property borrowers and know which lenders are most flexible.

Most lenders will lend up to 80% of the property value without requiring LMI. Some will lend to 90% with LMI. The right structure depends on your overall portfolio — we'll run through the numbers with you.

Yes. Many investors use a trust or company for asset protection or tax reasons. Not all lenders accept these structures, but we know which ones do and how to present the application correctly.

Have more questions? Book a Free Call

Access to 30+ lenders, all in one place

Client Reviews

Trusted by investors across NSW & QLD

Reviews pulled live from Google — always up to date.