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NSW — Mortgage Broker

Mortgage Broker in Parramatta

Western Sydney's CBD — helping investors, home buyers and refinancers get the right loan from 30+ lenders.

No fee in most cases| 30+ lender panel| Home, investment & refinance| NSW · QLD · VIC · Australia-wide| Legally obliged to act in your best interests

Helping Parramatta buyers find the right loan

Parramatta is Western Sydney's commercial and financial hub. Major infrastructure investment, a growing apartment market and strong rental demand attract investors chasing yield and professionals buying close to work. Property ranges from sub-$600k units in established complexes to family homes pushing past $1.5 million in surrounding streets.

LoanBuddy is based at Suite 19, 103 George Street, Parramatta. Shane Heness knows this market from the ground up — which lenders are comfortable here, where postcode restrictions apply and what lender policies suit Parramatta buyers. Whether you are purchasing your first home, adding to a portfolio or refinancing, we map out your options.

Ready to get started?

Book a free call and we will map out your options.

Book Appointment(02) 9188 2138
Who we help

Common situations in Parramatta

Parramatta's rental vacancy has been consistently tight, supporting investor returns across both houses and apartments. The light rail extension, Westmead health precinct expansion and continued commercial development underpin long-term capital growth. The suburb draws healthcare workers, government employees and interstate investors chasing yield above what inner-city Sydney provides.

Investor buying an established unit for yield

Parramatta apartments have held strong rental returns. We help investors structure their loan to preserve cash flow, maximise deductibility and keep options open for future purchases.

First home buyer using the First Home Guarantee

With properties available below the $900k cap, Parramatta suits buyers entering the market with a 5% deposit and no LMI. We confirm eligibility and match you to the right lender.

Homeowner refinancing off a fixed rate

Many Parramatta homeowners locked in at 2020-2022 rates. We help those rolling off compare their options across the full market rather than accepting whatever the existing lender offers.

Service area

We also serve nearby areas

LoanBuddy works with clients across NSW and Australia-wide. From Parramatta, we also regularly assist buyers in: Blacktown · Merrylands · Auburn · Norwest — and many more areas.

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FAQ

Common questions from Parramatta buyers

No. While we are based in Parramatta, we work with clients across NSW and Australia-wide via phone and video. Everything can be completed remotely.
A minimum 5% deposit is possible through the First Home Guarantee. Most lenders prefer 10-20% to avoid lender's mortgage insurance. We work out what is realistic for your situation.
Yes. If your property has grown in value, we assess your usable equity and structure a loan to fund a deposit on your next property.
Typically 2-5 business days with most lenders. We prepare your file thoroughly upfront to minimise delays.

Have more questions? Book a free call and we will answer them directly.

Work with a broker who knows the Parramatta market

No fee in most cases · 30+ lenders · Clear advice from first call to settlement

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